Office of the Comptroller of the Currency

The Office of the Comptroller of the Currency (OCC) is a federal agency responsible for regulating and supervising national banks and federal savings associations. The OCC ensures that these financial institutions operate in a safe and sound manner, comply with applicable laws and regulations, and treat customers fairly. The agency conducts regular examinations of banks to assess their financial condition and risk management practices, and takes enforcement actions when necessary to address deficiencies. The OCC also works to promote stability and confidence in the banking system, while also fostering innovation and competition within the industry. By overseeing the operations of national banks and federal savings associations, the OCC helps to protect the interests of depositors, borrowers, and the overall economy.