Visa is a global payment technology company that facilitates electronic funds transfers by providing consumers, businesses, and governments with secure, convenient, and reliable payment solutions. Through its network of financial institutions and partners, Visa enables individuals to make purchases, transfer money, and access other financial services in over 200 countries and territories worldwide. Visa's mission is to connect the world through innovative payment technologies that empower people to transact seamlessly and securely in an increasingly digital economy. With a focus on customer convenience, security, and efficiency, Visa continues to drive innovation in the payments industry and shape the future of commerce.
Visa
APIs
Visa Government Insights Hub
The Visa Government Insights Hub is a platform that provides government agencies with valuable information and resources to help them make informed decisions and improve their operations. Through data-driven analysis and research, the hub offers insights into consumer spending behavior, trends in...
Visa Payment Account Reference Inquiry
Visa Payment Account Reference Inquiry is a service that allows financial institutions and merchants to access useful information about a customer's Visa account. This tool provides real-time data on account status, balances, transactions, and more, which enables businesses to efficiently process...
Visa Pilot Program Enablement
Visa Pilot Program Enablement is a service that allows businesses to easily launch and manage pilot programs for new Visa products or services. This includes providing support and resources for program strategy, implementation, and evaluation. By utilizing Visa Pilot Program Enablement, businesse...
Visa Underwriting Intelligence Solutions
Visa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management solutions for financial institutions. With a focus on using advanced technology and algorithms to assess creditworthiness and streamline the underwriting process, Visa Underwriting Intelligence So...
VCA Data Exchange
VCA Data Exchange is a platform that allows businesses to securely exchange data with their partners, customers, and suppliers. Whether it's sharing customer information, product catalogs, or financial data, VCA Data Exchange provides a streamlined solution for securely transferring and managing ...
Payment Account Validation
Payment Account Validation is a process used by financial institutions to verify the accuracy and legitimacy of a customer's payment account information. This validation helps prevent fraudulent transactions and ensure that funds are being transferred to the correct recipient. By verifying key de...
Visa Supplier Matching Service
Visa Supplier Matching Service is a platform that allows businesses to easily connect with suppliers that meet their specific needs and requirements. By leveraging Visa's extensive network of suppliers and partners, businesses can access a wide range of goods and services, from office supplies to...
Visa Consent Management Service
Visa Consent Management Service is a platform that enables consumers to have greater control over the sharing of their personal data with third parties. It allows users to easily manage and monitor their consent preferences, including which companies have permission to access their data and for w...
Card on File Data Inquiry
Card on File Data Inquiry is a service that allows businesses to securely and efficiently access and manage customer's card information that is stored on file. This service streamlines the process of verifying and updating card data, enabling businesses to easily keep track of payment information...
Foreign Exchange
Foreign Exchange, also known as forex or FX, is the global marketplace where currencies are traded. It is the largest financial market in the world, with an average daily trading volume exceeding $5 trillion. The main purpose of forex trading is to facilitate international trade and investment by...
Payment Account Attributes Inquiry
Payment Account Attributes Inquiry is a service that allows users to access and review specific details and information about their payment accounts. This includes information such as account balance, transaction history, available credit, payment due dates, and any associated fees or charges. By...
Visa Account Updater
Visa Account Updater is a service that automatically updates cardholder account information, such as expiration dates and card numbers, with participating merchants. This ensures that cardholders do not experience interruptions in recurring payments or subscriptions due to outdated information. B...
Visa BIN Attribute Sharing Service
Visa BIN Attribute Sharing Service is a platform that allows financial institutions and merchants to exchange information about Visa card transactions in real-time. This service provides valuable insights into cardholder behavior and transaction patterns, helping businesses make informed decision...
Visa Business Data Solutions
Visa Business Data Solutions is a cutting-edge technology company that specializes in providing businesses with valuable data insights and analytics to help them make informed decisions. By leveraging Visa's vast network and access to transaction data, Visa Business Data Solutions offers a compre...
Visa Data Tokens
Visa Data Tokens is a technology developed by Visa that replaces sensitive payment card information, such as credit card numbers, with a unique digital identifier called a token. These tokens are used in place of actual card data during transactions, adding an extra layer of security for consumer...
Visa Practical Money Skills Financial Education Platform
Visa Practical Money Skills Financial Education Platform is an online resource that provides valuable tools and information to help individuals improve their financial knowledge and skills. The platform offers a wide range of resources, including articles, videos, calculators, and games, to help ...
Visa Card Program Management
Visa Card Program Management oversees the development, implementation, and monitoring of Visa's various credit and debit card programs in collaboration with financial institutions, merchants, and other stakeholders. This involves managing relationships with card issuers, ensuring compliance with ...
Visa Click to Pay
Visa Click to Pay is a streamlined and secure online payment service offered by Visa that allows customers to make purchases with just a few clicks. By storing their payment information in one secure location, users can make purchases quickly and easily without having to enter their payment detai...
Visa Digital Enablement Lite App
The Visa Digital Enablement Lite App is a cutting-edge mobile application that revolutionizes the way consumers interact with their Visa credit and debit cards. With this app, users can securely store their card information on their smartphones and use it to make contactless payments at participa...
Visa Digital Enablement Lite App
The Visa Digital Enablement Lite App is a cutting-edge mobile application that revolutionizes the way consumers interact with their Visa credit and debit cards. With this app, users can securely store their card information on their smartphones and use it to make contactless payments at participa...
Visa Merchant Screening Service
Visa Merchant Screening Service is a tool provided by Visa that helps merchants to assess and manage risk associated with potential business partners. This service enables merchants to screen and evaluate the trustworthiness and legitimacy of their prospective merchant partners by conducting thor...
B2B Virtual Account Payment Method
B2B Virtual Account Payment Method is a digital payment solution designed for businesses to streamline their payment processes when dealing with suppliers or partners. This method allows businesses to create virtual accounts for each transaction, providing a secure and efficient way to transfer f...
Visa In-App Provisioning
Visa In-App Provisioning is a technology that allows consumers to securely add their Visa payment cards to various mobile applications for use in making purchases. This innovative solution enables users to easily and conveniently link their cards to participating merchants and payment services wi...
Visa Resolve Online
Visa Resolve Online is a platform developed by Visa that enables financial institutions and merchants to streamline the process of resolving disputed transactions. It provides a centralized system for submitting and managing disputes, allowing for efficient communication and collaboration between...
Visa Europe Payment Stop Service
Visa Europe Payment Stop Service is a feature offered by Visa that allows cardholders to temporarily suspend or cancel any recurring or future payments set up with their Visa card. This can be helpful in cases where cardholders have lost their card, suspect fraudulent activity, or simply want to ...
Visa Subscription Manager
Visa Subscription Manager is a service that allows consumers to easily manage and control their recurring payments and subscriptions. With this platform, users can view all of their recurring charges in one place, set reminders for upcoming payments, and easily cancel or change subscriptions as n...
Order Insight Digital
When cardholders are reviewing their card statement, confusion over if a purchase is legitimate is one of the most common occurrances. A cardholders first reaction when this occurs is typically to pick up the phone to contact the issuing bank, tying up valuable issuer resources in an attempt to ...
Visa dCVV2 Generate
Visa dCVV2 Generate is a tool designed to help businesses generate dynamic card verification values (dCVV2) for online transactions. This security feature adds an extra layer of protection by providing a unique code that is only valid for a short period of time, making it more difficult for fraud...
Visa Risk Manager
Visa Risk Manager is a web portal that provides a comprehensive suite of fraud and risk management tools that can be accessed through Visa Online 24/7. It is specifically designed to help issuers optimize fraud loss prevention and maximize profitability by providing clients with an effective tran...
Visa Token Service
Visa Token Service is a technology solution that aims to enhance the security and convenience of digital payments. It replaces sensitive card information with a unique digital identifier, called a token, which is used for payment transactions. This ensures that actual card details are not shared ...
Visa Token Service Provisioning and Credential Management
Visa Token Service Provisioning and Credential Management is a secure platform that allows consumers to make purchases using a tokenized payment method, which replaces sensitive payment information with a unique token. This platform provisions tokens to mobile devices, wearables, and other connec...
Merchant Search
Introducing Merchant Search, a cutting-edge API designed to elevate your transaction experience and enhance data quality. This innovative solution provides you with enriched and precise merchant data, creating a more transparent and effective transaction process. Merchant Search is more than just...
Visa B2B Connect
Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their clients overcome costly processes and geographic barrie...
Visa B2B Connect is built on Visa's capabilities and formidable core payments experience with distributed ledger technology to provide direct settlements of large-value transactions. Visa B2B Connect can help financial institutions and their clients overcome costly processes and geographic barriers, which translates to an improved, seamless end-to-end experience.
Visa Card Eligibility Service (VCES) is an account eligibility verification product enabling our issuers, merchants, partners, and developers to check eligibility/access rights to exclusive benefits, offers, and promotions, subject to terms and restrictions, in real-time.
Visa Merchant Offers
The Visa Merchant Offers Resource Center (VMORC) is a central offer repository that gives an easy way to promote merchant offers to their cardholders._VMORC is a multilingual application used by various teams worldwide to store offers as they are procured. Additionally, VMORC provides an Applicat...
Visa Offers Platform
Visas Customers can get access to near real-time transaction data via the Visa Offers Platform to execute and manage their card-linked programs. For cardholders who have consented to take part in the Customers program, VOP can access the VisaNet authorization and settlement stream to qualify tr...
Installment Transaction Service
The Installments Transaction Service allows you to offer Buy Now Pay Later (BNPL) plans to your customers through a set of APIs or on ISO. The plans can be offered pre-purchase, during, or post-purchase and give consumers the opportunity to pay for qualifying purchases over time. For you, it mean...
Kernel in the Cloud
Kernel in the Cloud is pioneering innovation via a software-based cloud infrastructure to democratize acceptance. It provides a secure, modular and service architecture-oriented solution to enable acceptance. This solution eliminates traditional hardware constraints and enables faster and easier ...
Visa Direct Request to Pay
Send and receive payment requests with Visa Direct request to payInnovate and simplify services for you and your clients with our secure, fast and convenient messaging framework.
Visa Mobile
Product integrates with a new e-commerce payment methodVisa Mobile is the new UX for cards e-commerce payments, that is mobile, quicker yet safe - builds on SRC and regular CNP transactions rails.
Receiver Directed Payouts
Securely capture, validate, verify and store a receivers payment credentials within the Alias Directory Service, without the burden of being PCI compliant
Visa Direct
Help drive growth for you and your clients with fast, convenient and secure payments worldwide2.
Visa Direct Account and Wallet
Visa Direct Account and Wallet is built to help businesses deliver money to billions of endpoints worldwide through ACH, and faster payment networks1 via a single integration. Support your clients with a payment solution that can help meet their operational, commercial, and regulatory needs.
Visa Direct Connect
Visa Direct Connect reduces the effort to integrate with money movement methods, routes and endpoints supported by Visa Direct.
Visa Chip L3 Testing Report Upload
Streamline L3 testing through the use of these APIs.
Visa Global ATM Locator
Visa Global ATM Locator enables cardholders to search for Visa/Plus ATM locations around the world, via the Web or from their internet-enabled mobile devices.The Visa Global ATM Locator service lets cardholders find a convenient ATM when they need cash from over 1 million ATMs in over 200 countri...
Visa Travel Notification
Visa Travel Notification Service helps you avoid mistaken purchase declines while your cardholders are traveling by incorporating cardholder self-reported travel plans into the VisaNet authorization message. With Visa Travel Notification Service, Visa informs you whether your cardholder is transa...
DPS Card and Account
Enable issuers to manage their cardholders card and account informationDPS Card and Account Services supports a set of debit, credit, and prepaid card and account services. The_DPS Card and Account Services APIs can be used by any developer in the sandbox._
DPS Digital Services
DPS Digital Services partners with third-party service providers, integrating with their unique offerings to provide comprehensive business solutions and richer service offerings for issuers.
DPS Forward
The best of Visa DPS issuer processing capabilities are accessible through a suite of APIs designed for digital banking platforms. Use DPS Forward to create powerful card products and digital payment solutions._
Visa Tokenized Asset Platform (VTAP)
VTAP provides the tools and infrastructure for banks to tokenize fiat currencies on blockchain networks. Clients can access and test VTAP capabilities through an API layer that connects to blockchain infrastructure and utilizes a Visa-developed standard for issuing fiat-backed tokens. Clients can...
Visa B2B Payment Controls
Visa B2B Payment Controls offers authorization-based payment controls solutions for B2B market segments such as Government, Corporate, Commercial and Small Business. This service allows more security and safety for commercial payments and provides issuers and their third-party providers with spen...
Visa Flexible Credential (VFC)
Visa Flexible Credential (VFC) enables Issuers and Fintechs to broaden the services they can provide to new and existing cardholders by enabling easy access to multiple funding sources through a single Visa credential.
Visa Transaction Controls
VTC control-types let cardholders place_their own rules on_a payment cards use and when to be_notified of_different financial events._Independent alert and decline settings can be_tailored to different_ transaction and merchant types (e.g. ATM,_Ecom, Gasoline, Gambling...)_or_can be applied_to al...
Visa Alias Directory
Visa Alias Directory Service is built to help simplify payments, improve the user experience, and protect sensitive payment credential information by using Aliases._Alias Directory offers capabilities for clients to link Aliases, such as mobile numbers or email addresses, to payment credentials s...
Visa Installment Management
The Installment Management Service allows you to provide installment offers to all participating merchants at point-of-sale, online or in-store, giving your cardholders access to a new payment method._
Visa Faster Payments Gateway
Visa Faster Payments Gateway_supports both send and receive capabilities for credit transfers and request for return of funds. We set up the digital infrastructure - your participating account holders send and receive payments any time of day, every day, including holidays and weekends.
VisaNet Connect
VisaNet Connect APIs enable Visa clients -- such as acquirers, acquirer-processors, and approved technology partners -- to process in-store, in-app, and online payments through a direct interface to Visas global payment system. Clients can quickly and securely process these and other payments so...
VisaNet Connect - Issuing
VisaNet Connect Issuing APIs are a portfolio of VisaNet Connect APIs that provide direct connectivity to VisaNet for issuers to approve and decline payments requested by their cardholders or process clearing requests submitted by acquirers. The VisaNet Connect Issuing APIs support a broad ran...